Financing for dialysis and kidney care — Nephrology Capital Partners
Access medical equipment leasing and working capital loans specifically designed for nephrology practices and dialysis centers.
Soft inquiry only. Checking rates does not impact credit.
- Dialysis machine lease
- KDOQI compliance
- Revenue cycle management
- Capital expenditure
- Equipment amortization
- CMS reimbursement
- Renal care facilities
- Working capital ratio
Nephrology practice equipment and working capital financing
Financing options matched to your situation, in one place.
- EQUIPMENT Medical equipment leasing Finance new or refurbished dialysis machines and clinical monitoring systems.
- CAPITAL Working capital loans Bridge revenue gaps or fund daily clinic operations with flexible liquidity.
- EXPANSION Clinic renovation loans Secure capital for facility upgrades or adding new treatment stations.
- ACQUISITION Practice purchase loans Acquire existing renal practices or buy out departing partners.
- $25K–$2M Available funding range
- 24–48 hours Initial approval time
- 100% tax-deductible Lease payment status
How the money moves.
One soft check to match. One hard pull, and only from the lender you choose. That mechanism is why this is not a broker.
Nephrology expertise
- Lenders understand CMS reimbursement cycles.
- We know the life cycle of dialysis hardware.
Flexible structure
- Options to upgrade machines mid-term.
- Seasonal payment schedules available.
Fast access
- Funds available within five business days.
- Minimal documentation required for credit tiers.
Why the usual lenders say no.
Your revenue is real. The problem is the form. Here is why traditional underwriting turns away healthy operators in this space, and what we do differently.
Equipment age restrictions
General banks often reject loans for older, high-utilization dialysis assets.
Cash flow fluctuations
Traditional lenders fear the gaps caused by medical billing cycles.
Specialized collateral
Standard commercial lenders struggle to value niche renal equipment.
What a funded request actually looks like.
Composite illustrative scenarios, not specific borrowers. Each is built from the kinds of requests this niche routinely sees.
Dialysis clinic owner
Replacing 5 aging dialysis machines with newer 2026 models.
Independent nephrologist
Managing payroll and rent during a 60-day billing cycle delay.
Startup clinic lead
Fit-out costs for two additional treatment stations.
Practice partner
Buying out an retiring partner's equity stake.
Commercial real estate for clinics
Need space for your growing practice? We also connect physicians with financing for purchasing or renovating medical office buildings.